http://schema.org/LoanOrCredit

Defined in: Schema.org (converted to SHACL by TopQuadrant)
General Info
rdf:type:
rdfs:Class
sh:Shape
rdfs:label:
Loan or credit
rdfs:comment:
A financial product for the loaning of an amount of money under agreed terms and charges.
Class Axioms
rdfs:subClassOf:
Declared Properties
PropertyType(s)Description and Constraints
schema:amountschema:MonetaryAmount, xsd:floatThe amount of money.
schema:loanTermschema:QuantitativeValueThe duration of the loan or credit agreement.
schema:requiredCollateralschema:Thing, xsd:stringAssets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.)
Inherited Properties
PropertyType(s)Description and Constraints
schema:annualPercentageRateschema:QuantitativeValue, xsd:floatThe annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.
schema:feesAndCommissionsSpecificationxsd:anyURI, xsd:stringDescription of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.
schema:interestRateschema:QuantitativeValue, xsd:floatThe interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate.
PropertyType(s)Description and Constraints
schema:aggregateRatingschema:AggregateRatingThe overall rating, based on a collection of reviews or ratings, of the item.
schema:areaServedschema:AdministrativeArea, schema:GeoShape, schema:Place, xsd:stringThe geographic area where a service or offered item is provided.
schema:audienceschema:AudienceAn intended audience, i.e. a group for whom something was created.
schema:availableChannelschema:ServiceChannelA means of accessing the service (e.g. a phone bank, a web site, a location, etc.).
schema:awardxsd:stringAn award won by or for this item.
schema:brandschema:Brand, schema:OrganizationThe brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person.
schema:categoryschema:Thing, xsd:stringA category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy.
schema:hasOfferCatalogschema:OfferCatalogIndicates an OfferCatalog listing for this Organization, Person, or Service.
schema:hoursAvailableschema:OpeningHoursSpecificationThe hours during which this service or contact is available.
schema:isRelatedToschema:Product, schema:ServiceA pointer to another, somehow related product (or multiple products).
schema:isSimilarToschema:Product, schema:ServiceA pointer to another, functionally similar product (or multiple products).
schema:logoschema:ImageObject, xsd:anyURIAn associated logo.
schema:offersschema:OfferAn offer to provide this item—for example, an offer to sell a product, rent the DVD of a movie, perform a service, or give away tickets to an event.
schema:producesschema:ThingThe tangible thing generated by the service, e.g. a passport, permit, etc.
schema:providerschema:Organization, schema:PersonThe service provider, service operator, or service performer; the goods producer. Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as the seller.
schema:providerMobilityxsd:stringIndicates the mobility of a provided service (e.g. 'static', 'dynamic').
schema:reviewschema:ReviewA review of the item.
schema:serviceAreaschema:AdministrativeArea, schema:GeoShape, schema:PlaceThe geographic area where the service is provided.
schema:serviceAudienceschema:AudienceThe audience eligible for this service.
schema:serviceOutputschema:ThingThe tangible thing generated by the service, e.g. a passport, permit, etc.
schema:serviceTypexsd:stringThe type of service being offered, e.g. veterans' benefits, emergency relief, etc.
From schema:Thing:
PropertyType(s)Description and Constraints
schema:additionalTypexsd:anyURIAn additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is in. In RDFa syntax, it is better to use the native RDFa syntax - the 'typeof' attribute - for multiple types. Schema.org tools may have only weaker understanding of extra types, in particular those defined externally.
schema:alternateNamexsd:stringAn alias for the item.
schema:descriptionxsd:stringA description of the item.
schema:disambiguatingDescriptionxsd:stringA sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation.
schema:imageschema:ImageObject, xsd:anyURIAn image of the item. This can be a [[URL]] or a fully described [[ImageObject]].
schema:mainEntityOfPageschema:CreativeWork, xsd:anyURIIndicates a page (or other CreativeWork) for which this thing is the main entity being described. See [background notes](/docs/datamodel.html#mainEntityBackground) for details.
schema:namexsd:stringThe name of the item.
schema:potentialActionschema:ActionIndicates a potential Action, which describes an idealized action in which this thing would play an 'object' role.
schema:sameAsxsd:anyURIURL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Freebase page, or official website.
schema:urlxsd:anyURIURL of the item.